The project’s main objective, over a 30-month period, is to strengthen the partner banks (PBs) in their capacities to expand their business in rural/agricultural Empréstimos de maneira sustentável e socialmente responsável, além de fornecer apoio a MPMEs agrícolas e rurais para melhorar suas habilidades de alfabetização financeira e gerenciamento de negócios e aprimorar a produtividade através da implementação de boas práticas agrícolas. terra. BFC Nepal Sedra Team Group Picture, junho de 2019

Equipped with a team of international and local consultants, in April 2018 BFC commenced building relationship with the two SEDRA partner banks — Global IME Bank and OM Development Bank and project stakeholders on the ground.

At Global IME Bank implementation activities started in July 2018 and centered around the following areas:

• Credit process optimization, efficiency and credit risk management
• Sales and services quality standards (SSQS), sales enhancement
• Financiamento da cadeia de valor (VCF) por meio de um programa de parceria
• Gerenciamento de riscos ambientais e sociais
• Customer capacity building and communication mix

Technical assistance to Global IME Bank is expected to be completed by October 2020.

Em abril de 2018, a Sedra foi iniciada em outro banco parceiro-OM Banco de Desenvolvimento, mais tarde adquirido pelo NMB Bank. A cooperação com o Banco NMB começou em agosto de 2019. Deve -se notar que o NMB Bank recebeu o prêmio "O Banco do Ano no Nepal" do Banker "em 2017 e 2018.

• Melhoramento de vendas e gerenciamento de vendas centralizado
• Metodologia de análise de crédito otimizada
• Automação da análise de negócios agrícolas usando um banco de dados de cartões de tecnologia agrícola e um scorecard especializado
• Requisitos de negócios para CRM e um sistema de origem de empréstimos (LOS)
• = [Integração do LOS com o Credit Bureau de informação || Serviço
• Customer capacity building / non-financial service

Assistência técnica ao Banco NMB deve ser concluída até dezembro de 2020.

SEDRA partnered with a local agri firm Shreenagar Agro Farm (SAF), a pioneer in the area of poultry and feed production, who anchored SEDRA’s capacity building intervention in the area of Financial Literacy, Business Management and Good Agriculture Practices for poultry farmers.

Training SAF staff, on delivering capacity building related training to farmers, facilitated the sustainability of our interventions as SAF took ownership of the toolkits developed and ensured continuity to the training with minimal assistance from SEDRA.

We also tested the launch of a value chain finance product under a partnership between Global IME Bank and SAF, through which the optimized business process, including an automated model with integrated agro tech cards to objectively evaluate the agriculture sector, was successfully tested by the bank, while SAF staff were trained on marketing the product to its customers.

Não limitado a aves, também desenvolvemos folhetos de informação para ajudar os agricultores a entender e implementar boas práticas agrícolas, o que os apoiará na melhoria de sua gestão do ciclo agrícola e melhorará a produtividade. Além disso, a Sedra também se desenvolveu:

• Kits de ferramentas para o Banco NMB realizar treinamento de alfabetização financeira e gerenciamento de negócios para agricultores comerciais e empreendedores de artesanato
• Kits de ferramentas para melhorar a capacidade dos agricultores de entender e selecionar a tecnologia relevável e relevável e a tecnologia de três bancos do Banco do Banco NMB. Objetivo de fornecer ferramentas globais do IME Bank para alcançar o público maior, em um esforço para melhorar a alfabetização financeira. Também foi ativo no suporte ao NRB. As such, the following interventions were undertaken:
• Three animated videos covering the basics of saving, credit and payment, with the objective of providing Global IME Bank with tools to reach out the larger audience in an effort to improve financial literacy.
• A radio program with Global IME Bank, wherein the bank representatives covered various topics about banking services and how customers can leverage on banks for financial planning.

Not limited to work, but yes celebrations to make employees motivated. BFC creates a platform for its employees to celebrate traditions, culture and the festivals. Taking an enjoyable break, celebrating different occasions at the office helps to build positive morale to the team which then acts as a motivating factor for team building.

Team Building is very important as it helps to form a unity setting positive vibes.

Team building and working closely together have been key factors to the SEDRA project’s accomplishments so far. BFC believes that having employees celebrate traditions, culture and the festivals can build on the positive morale and motivation of the team.

So we took time to celebrate local festivals such as Dashain and Tihar , by decorating the office and enjoying the festive time together.